Presentation of the service
The Scellius payment gateway is a PCI-DSS certified highly secure payment solution. Each payment attempt systematically involves an authorization request sent to the cardholder’s bank. In case the merchant is enrolled with CB, Visa, Mastercard, American Express or Diners Club, the payment process also includes cardholder authentication.
However, distance selling can present risks of chargebacks that are detrimental to your business.
In order to provide an additional level of security to the merchant, the payment gateway provides the Advanced risk assessment feature.
This functionality allows you to:
- Minimize the risk of chargeback by refusing transactions deemed fraudulent.
- Add verifications in case of suspected fraud.
The Advanced risk assessment service provides a tailored and comprehensive service to help you fight fraud. Specific filters are provided for defining preventive actions according to the level of risk and the characteristics of your activity while avoiding negative impact on your sales. Advanced risk assessment can be configured by taking into account known risks or previous issues with fraud. It is now up to you to adapt your rules according to the profile of your buyers and the transactions they make.