The “Anticipated authorizations” service
This service allows to trigger the authorization on D-Δ (see Authorization validity period for each payment method) before the desired capture date at the bank.
In case of refusal by the issuing bank, exclusively for a non-fraud related reason, a process automatically reissues authorization requests until up to 2 days prior to the desired capture date at the bank.
The merchant may cancel the transaction or change its amount (only smaller amounts can be entered) and/or the capture date at any moment.
- recurring payments,
- deferred payments,
- installments, other than the first one, in case of payment in installments.
In case of refusal for fraud-related reasons, the transaction is considered as permanently rejected.
|Network||Authorization return code||Label|
|04||Keep the card|
|05||Do not honor|
|07||Keep the card, special conditions|
|12||Incorrect Transaction Code|
|13||Incorrect Transaction Amount|
|14||Invalid cardholder number|
|31||Unknown acquirer company ID|
|56||Card absent from the file|
|57||Transaction not allowed for this cardholder|
|59||Transaction not allowed for this cardholder|
|63||Security rules unfulfilled|
|76||The cardholder is already blocked, the previous record has been saved|
|80||Contactless payment is not accepted by the issuer|
|81||Unsecured payment is not accepted by the issuer|
|82||Revocation of recurring payment for the card of a specific Merchant or for the MCC and the card|
|83||Revocation of all recurring payments for the card|
Contact the E-Banking Merchant Support Service if you would like to enable anticipated authorizations.