List of authorization return codes

Returned codes for SEPA Credit Transfer:

Codes	Description
00	The payment is accepted.
80	AC01: The account number is either invalid or does not exist. Incorrect IBAN/BIC, or account currency different from euro.
81	AC04: The account is closed and cannot be used.
82	AC06: The account is blocked and cannot be used.
83	AG01: Transaction forbidden for this type of account. E.g.: savings account.
84	AM18: The number of transactions exceeds the acceptance limit of the Account Servicing Payment Service Provider (ASPSP).
85	CH03: The requested execution date is too far in the future.
86	CUST: The reject is due to the debtor: refusal or insufficient funds.
87	DS02: An authorized user has cancelled the order.
88	FF01: The reject is due to the original payment request which is invalid (syntax, structure or values).
89	FRAD: The payment request is considered as fraudulent.
90	MS03: No reason specified by the Account Servicing Payment Service Provider (ASPSP).
91	NOAS: The PSU has neither accepted nor rejected the payment request and the time-out period has expired.
92	RR01: The account and/or debtor identification is missing or inconsistent.
93	RR03: Specification of the creditor’s name and/or address needed for regulatory requirements is incomplete or missing.
94	RR04: Rejection for regulatory reasons.
95	RR12: Invalid or missing identification required for a particular country or payment type.
96	DUPL: Duplicate operation.
97	TECH: Technical error

Codes returned by the CB network:

Value	Description	Value	Description
00	Approved or successfully processed transaction	54	Expired card
02	Contact the card issuer	55	Incorrect secret code
03	Invalid acceptor	56	Card absent from the file
04	Keep the card	57	Transaction not allowed for this cardholder
05	Do not honor	58	Transaction not allowed for this cardholder
07	Keep the card, special conditions	59	Suspected fraud
08	Confirm after identification	60	The acceptor of the card must contact the acquirer
12	Incorrect Transaction Code	61	Withdrawal limit exceeded
13	Invalid amount	63	Security rules unfulfilled
14	Invalid cardholder number	65	Exceeded number of withdrawals
15	Unknown issuer	68	Response not received or received too late
17	Canceled by the buyer	75	Number of attempts for entering the secret code has been exceeded
19	Retry later	76	The cardholder is already blocked, the previous record has been saved
20	Incorrect response (error on the domain server)	78	Transaction blocked, first transaction on card not properly unblocked
24	Unsupported file update	80	Contactless payment is not accepted by the issuer
25	Unable to locate the registered elements in the file	81	Unsecured payment is not accepted by the issuer
26	Duplicate registration, the previous record has been replaced	82	CVV, dCVV, iCVV incorrect
27	File update edit error	83	Revocation of all recurring payments for the card
28	Denied access to file	84	R1 - Revocation of recurring payment for the card of a specific Merchant or for the MCC and the card
29	Unable to update	86	6P - Failure of the issuer to verify the data
30	Format error	88	A4 - Misuse of the TRA exemption
31	Unknown acquirer company ID	90	Temporary shutdown
33	Expired card	91	Unable to reach the card issuer
34	Suspected fraud	94	Duplicate transaction
38	Expired card	96	System malfunction
41	Lost card	97	Overall monitoring timeout
43	Stolen card	98	Server not available, new network route requested
46	Customer account closed	99	Initiator domain incident
51	Insufficient balance or exceeded credit limit

Codes returned by Amex Global acquirer:

Code	Description
000	Approved
001	Approved with an ID
002	Partial approval (Prepaid Cards only)
100	Declined
101	Expired card / Invalid expiry date
106	Exceeded PIN entry attempts
107	Please Call Issuer
109	Invalid merchant
110	Incorrect Transaction Amount
111	Invalid account / Invalid MICR (Travelers Cheque)
115	Requested function not supported
117	Invalid PIN
119	Cardholder not enrolled / not allowed
122	Invalid card security code (a.k.a., CID, 4DBC, 4CSC)
125	Invalid effective date
130	Declined
181	Format error
183	Invalid currency code
187	Deny - New card issued
189	Deny - Account canceled
200	Deny - Pick up card
900	Accepted - ATC Synchronization
909	System malfunction (cryptographic error)
912	Issuer not available

Codes returned by Elavon Europe acquirer:

Code	Description
0	Approved, success
1	Refer To Card Issuer Client
2	Refer To Card Issuer, Special Condition
3	Invalid Merchant
4	Pick-Up Card
5	Do Not Honour
6	Error
7	Pick-Up Card, Special Condition
8	Honour With Identification
9	Request In Progress
10	Approved, Partial
11	Approved, VIP
12	Invalid Transaction
13	Invalid Amount
14	Invalid Card Number
15	No Such Issuer
16	Approved, Update Track 3
17	Operator Cancelled
18	Customer Dispute
19	Re Enter Transaction
22	Suspected Malfunction
23	Unacceptable Transaction Fee
24	File Update Not Supported
25	Unable To Locate Record
26	Duplicate Record
27	File Update Edit Error
28	File Update File Locked
30	File Update Failed
31	Bank Not Supported
32	Completed Partially
33	Expired Card, Pick-Up
34	Suspected Fraud, Pick-Up
35	Contact Acquirer, Pick-Up
36	Restricted Card, Pick-Up
37	Call Acquirer Security, Pick-Up
38	PIN Tries Exceeded, Pick-Up
39	No Credit Account
40	Function Not Supported
41	Lost Card (Contact Bank)
42	No Universal Account
43	Stolen Card
44	No Investment Account
51	Not Sufficient Funds (Client To Contact Bank)
52	No Check Account
53	No Savings Account
54	Expired Card (Contact Bank)
55	Incorrect PIN
56	No Card Record
57	Transaction Not Permitted To Cardholder
58	Transaction Not Permitted On Terminal
59	Suspected Fraud
60	Contact Acquirer
61	Exceeds Withdrawal Limit
62	Restricted card
63	Security Violation
64	Original Amount Incorrect
65	Exceeds Withdrawal Frequency
66	Call Acquirer Security
67	Hard Capture
68	Response Received Too Late
75	PIN Tries Exceeded
77	Intervene, Bank Approval Required
78	Intervene, Bank Approval Required For Partial Amount
90	Cut-Off In Progress
91	Issuer Or Switch Inoperative
92	Routing Error
93	Violation Of Law
94	Duplicate Transaction
95	Reconcile Error
96	Communication System Malfunction
97	Communication Error - Cannot Connect To FNB
98	Exceeds Cash Limit
76	Approved Country Club
79	Approved Administrative Transaction
80	Approved National Negative File Hit OK
81	Approved Commercial
82	No Security Module
83	Maximum Refund credit Limit exceeded
84	No PBF
85	PBF Update Error
86	Invalid Authorisation Type
87	Bad Track 2
88	PTLF Error
89	Invalid Route Service
110	1A Soft Decline requesting 3D Secure Version 2 authentication on an unsecured ecommerce transaction

Codes returned by the ONEY_API network:

Code	Description
0	Awaiting acceptance by Oney
1	Payment rejected by Oney
2	Payment accepted by Oney
3	Payment abandoned
4	Payment canceled
99	Unknown error

Codes returned by the PayPal network:

Code	Description
0	Transaction accepted
10001	Internal error
10002	Restricted Account
10009	Transaction refused for one of the following reasons: The partial refund amount must be less than or equal to the original transaction amount. The partial refund must be in the same currency as the original transaction. This transaction has already been fully refunded. The time limit (60 days) for performing a refund for this transaction has been exceeded.
10422	Customer must choose new funding sources. The customer must return to PayPal to select new funding sources.
10486	This transaction couldn't be completed. Please redirect your customer to PayPal.
13113	The Buyer cannot pay with PayPal for this transaction. Inform the buyer that PayPal declined the transaction and to contact PayPal Customer Service.

Categories

Tags

List of authorization return codes