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Payment process

  1. The buyer chooses to settle their cart by SEPA transfer or SEPA Instant Credit Transfer.
     If the buyer chooses to pay by instant credit transfer but this payment method is not supported by their bank, the gateway initiates a classic SEPA transfer request.
  2. The buyer chooses the bank from which the funds will be transferred.
  3. The buyer is then redirected to their online banking space with the context of the purchase.
     For some banks, to access the online banking space one needs to have opted for a strong authentication service (e.g.: Certicode Plus).
  4. If several accounts are eligible, the buyer selects the account to be debited.
  5. The buyer validates the operation.
  6. Depending on the bank, strong authentication may be required.
  7. After the payment validation, the buyer is redirected to the payment gateway and then to the merchant site.
 If the payment has been refused, the buyer cannot make a new payment attempt.
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