Prerequisites
To use this payment method, the merchant must:
- Select the Payment by SEPA Direct Debit option via the gateway.
- Communicate the ICS to the payment gateway.
- Decide on the method of transmission of the direct debit file to be validated:
- Either via EBICS T connection
Conclude an EBICS T recurring payment contract with his or her bank or ask for a new EBICS user to be created for his or her existing EBICS connection.
The merchant must send a request for direct debit file validation process to the bank.
The EBICS TS protocol is not supported by the payment gateway.
- Or via e-mail
Specify a merchant e-mail to the payment gateway.
The payment gateway sends the direct debit file to the e-mail recipient. The merchant must download the file and validate it according to their bank’s procedure.
See: By e-mail
- Either via EBICS T connection
To receive the chargeback reconciliation report, you must:
- Sign up to the outstanding payment flow at their bank.
In order to implement refunds via SEPA transfers:
- Enable the SDD, SCT and RDD flow within your EBICS connection via your bank.
The terminology used for naming the flows may differ depending on the client, the acquirer or the gateway.
Example: RDD flow = chargeback flow.
To make sure that you request the correct flow, use the technical names below:
- SDD = pain.008
- SCT = pain.001
- RDD = camt.054